REGULATORY & DISCLOSURES
TRANSPARENCY AND CLIENT PROTECTION
Our Commitment to Transparency
Financial advisory services operate within a regulated environment designed to protect clients and promote transparency.
BQT Financial Group is committed to maintaining high standards of integrity, professional responsibility, and regulatory compliance across all areas of our platform.
This page provides important information regarding our regulatory status, disclosure documents, and the structure through which services are delivered.
Clients are encouraged to review these disclosures carefully and ask questions whenever clarification is helpful.
INVESTMENT ADVISORY DISCLOSURES
Registered Investment Adviser Information
Investment advisory services are provided through BQT Wealth Advisors, a Registered Investment Adviser operating under applicable federal and/or state regulations.
As an RIA, the firm is held to a fiduciary standard when providing investment advice to clients.
This means we are obligated to act in the best interests of our advisory clients when delivering investment advisory services.
Form ADV
The Form ADV is the primary disclosure document for registered investment advisers.
This document provides important information regarding:
- The firm’s advisory services
- Fee structures
- Potential conflicts of interest
- Professional background information
- Regulatory history (if applicable)
Clients and prospective clients may review the firm’s Form ADV using the link below.
CERTIFIED
CERTIFIED
REGULATORY STRUCTURE
Separate Entities and Services
Although BQT Financial Group is presented publicly as a unified platform, services are delivered through separate affiliated entities.
This structure helps ensure regulatory clarity and appropriate oversight.
Services may be provided through:
- Registered investment advisory entities
- Tax and advisory entities
- Private capital management entities
Each entity operates under its own professional and regulatory framework, and engagements are governed by separate agreements.
Insurance Licensing
Certain financial planning recommendations may involve insurance or protection strategies.
Insurance products, when appropriate, may be offered through licensed insurance professionals operating under applicable state insurance regulations.
Insurance recommendations are evaluated within the broader Financial Architecture framework to ensure they align with a client’s overall financial strategy.
Clients are never required to purchase insurance products through BQT or its affiliates.
Capital Participation Disclosures
Private capital opportunities referenced on this website are offered through separate legal structures and are not public securities offerings.
Important considerations include:
- Participation may be limited to individuals who meet eligibility requirements
- Private investments involve risk and may be illiquid
- Past performance does not guarantee future results
- Participation may require suitability review and investor qualification
Private investment opportunities are offered only through appropriate documentation and subscription agreements.
Nothing on this website should be interpreted as an offer to sell securities.
Informational Content Disclaimer
The information provided on this website is intended for educational and informational purposes only.
Content on this site should not be interpreted as personalized financial, tax, legal, or investment advice.
Visitors should consult with qualified professionals regarding their specific financial situation before making financial decisions.
Privacy and Data Protection
BQT Financial Group respects the privacy and confidentiality of client information.
Personal information provided through consultations or website inquiries is used solely for the purpose of responding to requests and delivering professional services.
The firm maintains procedures designed to protect client information and comply with applicable privacy regulations.
Additional privacy details may be provided upon request.
Questions Regarding Disclosures
If you have questions regarding any regulatory or disclosure information contained on this page, our team is available to provide clarification.
Transparency and client understanding remain important components of our commitment to professional service.
Integrity, transparency, and disciplined stewardship guide the work we do.