No.

BQT Financial Group does not operate as a broker-dealer and does not provide public securities brokerage services.

Investment advisory services are provided through affiliated Registered Investment Adviser entities in accordance with applicable regulations.

Yes.

Risk and protection architecture are integrated components of every tier of service.

Insurance recommendations and implementation are provided through properly licensed professionals and external platform partners, with appropriate disclosures regarding compensation.

BQT Financial Group operates as a unified brand.

Services are delivered through affiliated entities, each operating under separate agreements and regulatory frameworks, including:

• Advisory services
• Tax and accounting services
• Private capital management

This separation preserves regulatory clarity and structural integrity.

No.

Capital participation is optional and independent of advisory relationships.

Architecture and advisory services do not require capital participation.

In certain circumstances, yes.

However, participation requires:

• Regulatory eligibility
• Suitability review
• Enhanced due diligence
• Formal acceptance

Capital-only participation may be limited.

Eligibility generally requires Accredited Investor status and, for certain performance-based structures, Qualified Client status as defined by applicable securities regulations.

Full disclosures are provided prior to any offering.

No.

We coordinate with estate planning attorneys and legal professionals but do not provide legal advice or draft legal documents.

Each affiliated entity operates under separate written agreements and fee arrangements.

Fees vary based on:

• Tier level
• Engagement scope
• Regulatory framework
• Capital participation (if applicable)

All compensation structures and potential conflicts are disclosed prior to engagement.